What is 3D Secure? A Guide to Enhanced Security in Online Payments
3D Secure is an additional layer of security for online credit card transactions, helping to prevent unauthorized transactions and reducing fraud. The term “3D” refers to the three domains involved in the security process: the merchant, the card network, and the bank. Let’s explore how 3D Secure works and its benefits for businesses.
How 3D Secure Works
When a customer makes an online purchase, they are directed to their card issuer’s 3D Secure page to complete additional authentication, often with a one-time password or biometrics.
Benefits of 3D Secure
- Fraud Prevention: 3D Secure significantly reduces the risk of fraud by confirming the cardholder’s identity.
- Reduced Chargebacks: By authenticating transactions, businesses experience fewer disputed payments.
- Customer Confidence: 3D Secure offers customers peace of mind, enhancing trust in your online store.
Nock Pay’s Support for 3D Secure
Nock Pay integrates 3D Secure authentication into our payment solutions, providing an added layer of security for your e-commerce transactions.
Enhance your online payment security with Nock Pay. Contact us at [email protected] or call 1-888-246-7505 to implement 3D Secure today.
